:root{--blue-900:#07376f;--green-700:#008c5a;--ink:#172033;--muted:#667085;--line:#e6eaf0;--bg:#f6f8fb;--white:#fff;--soft:#f1f5f9;--shadow:0 24px 70px rgba(15,23,42,.10);--radius-xl:34px;--shell:clamp(1180px, 78vw, 1560px)}*{box-sizing:border-box;margin:0;padding:0}html{scroll-behavior:smooth}body{font-family:Inter,system-ui,sans-serif;background:radial-gradient(circle at 10% 0%,rgba(0,140,90,.08),transparent 32%),radial-gradient(circle at 95% 8%,rgba(7,55,111,.10),transparent 30%),var(--bg);color:var(--ink);line-height:1.5;overflow-x:hidden}a{text-decoration:none;color:inherit}button,input,select,textarea{font:inherit}img{max-width:100%;display:block}.shell{width:min(var(--shell),calc(100% - 32px));margin-inline:auto}.scroll-progress{position:fixed;top:0;left:0;height:3px;width:0;background:linear-gradient(90deg,var(--green-700),var(--blue-900));z-index:1000}.site-header{position:sticky;top:0;z-index:100;padding-top:8px}.navbar{height:72px;display:grid;grid-template-columns:auto 1fr auto;align-items:center;gap:22px;padding:10px 14px;border:1px solid rgba(230,234,240,.9);border-radius:999px;background:rgba(255,255,255,.86);backdrop-filter:blur(18px);box-shadow:0 18px 48px rgba(15,23,42,.07)}.brand{display:flex;align-items:center;height:50px;max-width:182px;overflow:hidden}.brand img{width:164px;max-height:44px;object-fit:contain}.nav-menu{justify-self:center;display:flex;align-items:center;gap:4px}.nav-menu a{padding:10px 12px;border-radius:999px;color:#475467;font-size:14px;font-weight:600;transition:.2s}.nav-menu a:hover{background:#e8f7f1;color:var(--green-700)}.nav-toggle{display:none;width:44px;height:44px;border:1px solid var(--line);background:var(--white);border-radius:14px;place-items:center}.nav-toggle span{width:18px;height:2px;background:var(--blue-900);display:block;margin:3px 0;border-radius:999px}.btn{display:inline-flex;align-items:center;justify-content:center;min-height:46px;border:0;border-radius:999px;padding:12px 18px;font-weight:700;font-size:14px;transition:.2s;white-space:nowrap}.btn:hover{transform:translateY(-2px)}.btn-primary{background:linear-gradient(135deg,var(--green-700),#006d49);color:white;box-shadow:0 14px 30px rgba(0,140,90,.22)}.btn-secondary{color:var(--blue-900);background:white;border:1px solid rgba(7,55,111,.14)}.hero{position:relative;min-height:calc(100vh - 96px);background:linear-gradient(170deg,#a8d4bc 0%,#a8c4e0 100%);overflow:hidden;padding-bottom:100px}.hero-inner{display:grid;grid-template-columns:1.02fr .98fr;align-items:center;gap:40px;padding:36px 0 40px;position:relative;z-index:1}.hero-wave{position:absolute;bottom:-2px;left:0;right:0;z-index:2;line-height:0}.hero-wave svg{width:100%;height:100px;display:block}
.hero:has(.hero-bg-photo){overflow:hidden}
.hero-bg-photo{position:absolute;inset:0;width:55%;height:80%;object-fit:contain;object-position:center center;left:50%;top:50%;transform:translate(-50%,-50%);z-index:0;opacity:.25}
.hero-bg-overlay{position:absolute;inset:0;z-index:0;background:linear-gradient(120deg,rgba(246,248,251,.95) 0%,rgba(246,248,251,.90) 42%,rgba(246,248,251,.72) 75%,rgba(246,248,251,.55) 100%)}
.hero-copy,.hero-visual,.hero-stats{position:relative;z-index:1}.hero-stats.shell{padding-bottom:28px}.pill,.eyebrow{display:inline-flex;width:fit-content;gap:8px;padding:8px 12px;border-radius:999px;border:1px solid rgba(0,140,90,.18);background:rgba(232,247,241,.85);color:var(--green-700);font-size:13px;font-weight:700}.hero h1,.campaign-hero h1{margin:18px 0;color:var(--blue-900);font-size:clamp(3rem,7vw,6.2rem);line-height:.95;letter-spacing:-.065em;font-weight:650}.hero p,.campaign-hero p{max-width:620px;color:var(--muted);font-size:clamp(1rem,1.8vw,1.2rem)}.hero-actions{display:flex;flex-wrap:wrap;gap:12px;margin:28px 0}.hero-benefits{display:grid;grid-template-columns:repeat(3,1fr);gap:14px;margin-top:20px}.hero-benefits article{padding:16px;border:1px solid var(--line);border-radius:20px;background:rgba(255,255,255,.72)}.hero-benefits span{color:var(--green-700);font-weight:800;font-size:12px}.hero-benefits strong{display:block;margin:6px 0 3px;color:var(--blue-900);font-size:15px}.hero-benefits p{font-size:13px}.hero-visual{display:flex;align-items:center;justify-content:center}.event-gallery{display:grid;grid-template-columns:repeat(3,1fr);grid-template-rows:repeat(2,1fr);gap:10px;width:min(100%,530px);aspect-ratio:1/1}.event-gallery-item{position:relative;border-radius:18px;overflow:hidden;background:var(--soft)}.event-gallery-item img{width:100%;height:100%;object-fit:cover;transition:transform .4s ease}.event-gallery-item:hover img{transform:scale(1.07)}.event-gallery-caption{position:absolute;bottom:0;left:0;right:0;padding:8px 10px;background:linear-gradient(transparent,rgba(7,20,40,.75));color:#fff;font-size:12px;font-weight:600;line-height:1.3;transform:translateY(100%);transition:transform .3s ease}.event-gallery-item:hover .event-gallery-caption{transform:translateY(0)}.section{position:relative;padding:86px 0}
.section:has(.hero-bg-photo){padding-left:32px;padding-right:32px;border-radius:40px;overflow:hidden}
.section:has(.hero-bg-photo)>*:not(.hero-bg-photo):not(.hero-bg-overlay){position:relative;z-index:1}.section-header{margin-bottom:32px;display:grid;grid-template-columns:1fr auto;gap:28px;align-items:end}.section-header h2,.credit-card-feature h2,.contact-card h2,.talent-card h2{max-width:720px;color:var(--blue-900);font-size:clamp(2rem,4.8vw,4.3rem);line-height:1;letter-spacing:-.052em;font-weight:620;margin-top:12px}.contact-card h2{color:#fff}.section-header p{max-width:430px;color:var(--muted);font-size:15px}.product-grid,.docs-grid,.locations-grid,.campaign-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}.product-card,.doc-card,.location-card,.campaign-card,.info-box{padding:24px;background:white;border:1px solid var(--line);border-radius:26px;box-shadow:0 16px 44px rgba(15,23,42,.06)}.product-image{width:100%;aspect-ratio:16/10;object-fit:contain;border-radius:22px;margin-bottom:18px;background:var(--soft);border:1px solid rgba(230,234,240,.85)}.type-badge,.doc-card span,.location-card span,.campaign-card span{display:inline-flex;color:var(--green-700);background:#e8f7f1;font-size:12px;font-weight:800;padding:6px 9px;border-radius:999px;margin-bottom:14px}.product-card h3,.doc-card h3,.location-card h3,.campaign-card h3{color:var(--blue-900);font-size:22px;line-height:1.15;letter-spacing:-.03em;font-weight:700;margin-bottom:8px}.product-card p,.doc-card p,.location-card p,.campaign-card p{color:var(--muted);font-size:14px;margin-bottom:14px}.product-facts{display:grid;gap:8px;margin:4px 0 16px}.product-facts span{display:flex;justify-content:space-between;gap:12px;padding:10px 12px;border-radius:14px;background:var(--soft);color:#475467;font-size:13px;font-weight:700}.requirements{margin-top:auto;border-top:1px solid var(--line);padding-top:14px}.requirements strong{color:var(--blue-900);font-size:14px}.requirements ul,.info-box ul{margin-top:8px;display:grid;gap:6px;list-style:none;color:var(--muted);font-size:13px}.requirements li:before,.info-box li:before{content:"✓";color:var(--green-700);font-weight:900;margin-right:8px}.calculator-layout{display:grid;grid-template-columns:1.15fr .85fr;gap:20px;align-items:stretch}.calculator-card,.quote-card,.contact-card,.talent-card{background:white;border:1px solid var(--line);border-radius:var(--radius-xl);box-shadow:var(--shadow)}.calculator-card{padding:28px}.form-grid{display:grid;grid-template-columns:1fr 1fr;gap:18px}label{display:grid;gap:8px;color:var(--blue-900);font-weight:700;font-size:14px}select,input,textarea{width:100%;min-height:48px;border:1px solid var(--line);border-radius:16px;background:var(--white);color:var(--ink);padding:0 14px;outline:none;transition:.2s}textarea{min-height:110px;padding:12px 14px;resize:vertical}select:focus,input:focus,textarea:focus{border-color:rgba(0,140,90,.45);box-shadow:0 0 0 4px rgba(0,140,90,.08)}input[type=range]{accent-color:var(--green-700);padding:0}.range-value{color:var(--muted);font-size:13px}.rate-note{margin-top:18px;padding:15px;border-radius:18px;background:#e8f7f1;color:var(--green-700);font-size:14px;font-weight:700}.email-box{margin-top:22px;padding:18px;display:grid;gap:16px;border-radius:22px;background:var(--soft)}.email-box p{color:var(--muted);font-size:14px;margin-top:4px}.email-input-row{display:grid;grid-template-columns:1fr auto;gap:10px}.quote-card{padding:28px;background:radial-gradient(circle at 85% 10%,rgba(0,140,90,.14),transparent 30%),var(--blue-900);color:white}.quote-label{color:rgba(255,255,255,.68);font-size:13px;font-weight:700}.quote-card h3{margin:8px 0 20px;font-size:28px;line-height:1.1;letter-spacing:-.04em;font-weight:650}.quote-metrics{display:grid;gap:12px}.quote-metrics article{padding:16px;border:1px solid rgba(255,255,255,.12);border-radius:20px;background:rgba(255,255,255,.08)}.quote-metrics span{display:block;color:rgba(255,255,255,.65);font-size:13px;margin-bottom:4px}.quote-metrics strong{font-size:24px;letter-spacing:-.035em}.legal-note{margin-top:18px;color:rgba(255,255,255,.62);font-size:13px}.dark{color:var(--muted)}.contact-card{padding:38px;display:grid;grid-template-columns:.9fr 1.1fr;gap:28px;align-items:center;background:linear-gradient(135deg,var(--blue-900),#0a2449);color:white}.contact-card p{color:rgba(255,255,255,.70)}.contact-card .eyebrow{background:rgba(255,255,255,.08);border-color:rgba(255,255,255,.13);color:#fff}.lead-form{display:grid;grid-template-columns:1fr 1fr;gap:12px;padding:20px;border-radius:26px;background:rgba(255,255,255,.08);border:1px solid rgba(255,255,255,.12)}.lead-form button,.lead-form select,.lead-form .privacy{grid-column:span 2}.privacy{color:rgba(255,255,255,.8);display:flex;align-items:flex-start;gap:10px}.privacy input{width:auto;min-height:auto;margin-top:4px}.hp{position:absolute;left:-5000px}.talent-card{display:grid;grid-template-columns:1fr auto;gap:24px;align-items:center;padding:34px;background:radial-gradient(circle at 90% 12%,rgba(0,140,90,.12),transparent 28%),linear-gradient(135deg,#fff,#f6f8fb)}.talent-card p{color:var(--muted);max-width:700px}.talent-actions{display:flex;gap:12px;flex-wrap:wrap;margin-top:22px}.talent-badge{display:grid;place-items:center;min-width:190px;min-height:190px;border-radius:36px;color:white;background:linear-gradient(145deg,var(--blue-900),var(--green-700));box-shadow:0 28px 70px rgba(7,55,111,.20);text-align:center;padding:22px}.talent-badge strong{display:block;font-size:42px;line-height:.92;letter-spacing:-.06em}.talent-badge span{display:block;margin-top:12px;color:rgba(255,255,255,.75);font-size:14px;font-weight:700}.campaign-hero{padding:96px 0 54px;display:grid;grid-template-columns:1.05fr .95fr;align-items:center;gap:36px}.campaign-panel{min-height:340px;border-radius:38px;padding:34px;color:white;background:linear-gradient(145deg,var(--blue-900),var(--green-700));box-shadow:var(--shadow);display:flex;flex-direction:column;justify-content:end}.campaign-panel strong{font-size:46px;line-height:.95;letter-spacing:-.05em}.campaign-panel span{opacity:.75;font-weight:700;margin-top:12px}.campaign-panel p{color:rgba(255,255,255,.72)}.two-column{display:grid;grid-template-columns:1fr 1fr;gap:18px}.alert-toast{position:fixed;right:18px;bottom:18px;z-index:2000;padding:16px 18px;border-radius:20px;color:white;font-weight:700;box-shadow:0 24px 60px rgba(0,0,0,.24)}.alert-toast.success{background:var(--green-700)}.alert-toast.error{background:#b42318}.footer{padding:54px 0 24px;background:#071d38;color:white;margin-top:34px}.footer-grid{display:grid;grid-template-columns:1.4fr .8fr .8fr .9fr .8fr;gap:28px}.footer-brand img{width:172px;max-height:54px;object-fit:contain;background:white;border-radius:16px;padding:8px;margin-bottom:14px}.footer p,.footer a{color:rgba(255,255,255,.68);font-size:14px}.footer h4{margin-bottom:12px}.footer a{display:block;margin:8px 0}.footer-bottom{border-top:1px solid rgba(255,255,255,.10);margin-top:34px;padding-top:18px;display:flex;justify-content:space-between;gap:16px;color:rgba(255,255,255,.55);font-size:13px}.section-reveal{opacity:0;transform:translateY(18px);transition:opacity .65s ease,transform .65s ease}.section-reveal.visible{opacity:1;transform:translateY(0)}@media(max-width:1060px){.hero-inner,.calculator-layout,.contact-card,.campaign-hero{grid-template-columns:1fr}.hero-visual{min-height:auto}.event-gallery{width:min(100%,460px)}.section-header{grid-template-columns:1fr}.product-grid,.docs-grid,.locations-grid,.campaign-grid{grid-template-columns:repeat(2,1fr)}.footer-grid{grid-template-columns:1fr 1fr}}@media(max-width:880px){.navbar{grid-template-columns:auto auto;justify-content:space-between;height:66px;border-radius:24px}.brand{max-width:150px;height:46px}.brand img{width:142px;max-height:38px}.nav-toggle{display:grid}.nav-menu{position:fixed;top:88px;left:16px;right:16px;display:none;padding:14px;border-radius:24px;background:rgba(255,255,255,.96);border:1px solid var(--line);box-shadow:var(--shadow)}.nav-menu.open{display:grid;gap:6px}.nav-menu a{padding:14px}.nav-cta{display:none}.hero{padding-top:58px;min-height:auto}.hero-bg-photo{object-fit:contain;object-position:center top;opacity:.18;width:100%;left:0;right:0;height:65%;top:0;bottom:auto}.hero-bg-overlay{background:linear-gradient(120deg,rgba(246,248,251,.92) 0%,rgba(246,248,251,.82) 55%,rgba(246,248,251,.50) 100%)}.hero-benefits,.form-grid,.email-input-row,.lead-form,.two-column{grid-template-columns:1fr}.lead-form button,.lead-form select,.lead-form .privacy{grid-column:auto}.talent-card{grid-template-columns:1fr;padding:24px}.talent-badge{min-width:100%;min-height:150px}}@media(max-width:640px){.shell{width:min(100% - 24px,var(--shell))}.hero h1,.campaign-hero h1{font-size:clamp(2.6rem,16vw,4.6rem)}.hero-actions .btn{width:100%}.hero-benefits,.product-grid,.docs-grid,.locations-grid,.campaign-grid{grid-template-columns:1fr}.section{padding:62px 0}.section-header h2,.contact-card h2,.talent-card h2{font-size:clamp(2rem,12vw,3.2rem)}.calculator-card,.quote-card,.contact-card{padding:22px;border-radius:26px}.footer-grid{grid-template-columns:1fr}.footer-bottom{flex-direction:column}.event-gallery{width:min(100%,360px);gap:7px}.event-gallery-item{border-radius:12px}}

.campaign-panel img{width:100%;height:100%;object-fit:contain;border-radius:28px}.campaign-panel-financiera{background:linear-gradient(145deg,var(--blue-900),var(--green-700))}.campaign-panel-educativa{background:linear-gradient(145deg,#07376F,#008C5A)}.campaign-panel-vivienda{background:linear-gradient(145deg,#07376F,#315b86)}.campaign-panel-tarjeta{background:linear-gradient(145deg,#072b57,#008C5A)}.campaign-panel-ahorro{background:linear-gradient(145deg,#008C5A,#07376F)}
.pdf-modal-overlay{position:fixed;inset:0;background:rgba(7,20,40,.72);display:none;align-items:center;justify-content:center;z-index:3000;padding:24px}.pdf-modal-overlay.open{display:flex}.pdf-modal{position:relative;width:min(960px,100%);height:min(88vh,920px);background:#fff;border-radius:24px;overflow:hidden;box-shadow:0 30px 80px rgba(0,0,0,.35)}.pdf-modal iframe{width:100%;height:100%;border:0;display:block}.pdf-modal-close{position:absolute;top:12px;right:12px;width:38px;height:38px;border-radius:50%;border:0;background:#fff;color:var(--blue-900);font-size:22px;line-height:1;cursor:pointer;box-shadow:0 6px 16px rgba(0,0,0,.18);z-index:1}.pdf-modal-close:hover{background:#e8f7f1;color:var(--green-700)}
.doc-download{gap:8px}
.pdf-modal-loading{position:absolute;inset:0;display:flex;align-items:center;justify-content:center;color:var(--muted);font-size:14px;background:#fff}
.pdf-modal-loading.hidden{display:none}@media(max-width:640px){.pdf-modal{width:100%;height:90vh;border-radius:18px}}


.product-category-tabs{display:flex;gap:10px;overflow-x:auto;margin:-10px 0 26px;padding-bottom:8px}.product-category-tabs a,.product-tab{white-space:nowrap;border:1px solid var(--line);background:#fff;color:var(--blue-900);border-radius:999px;padding:10px 14px;font-weight:800;font-size:14px;cursor:pointer}.product-category-tabs a:hover,.product-tab:hover{background:#e8f7f1;color:var(--green-700)}.product-tab.active{background:var(--green-700);color:#fff;border-color:var(--green-700)}.category-block{margin-top:34px;scroll-margin-top:120px}.category-heading{display:flex;align-items:end;justify-content:space-between;gap:24px;margin-bottom:16px}.category-heading div{display:flex;align-items:center;gap:12px}.category-heading span{display:grid;place-items:center;width:46px;height:46px;border-radius:16px;background:#e8f7f1;color:var(--green-700);font-weight:900}.category-heading h3{font-size:30px;line-height:1;letter-spacing:-.045em;color:var(--blue-900)}.category-heading p{max-width:430px;color:var(--muted);font-size:14px}@media(max-width:700px){.category-heading{align-items:flex-start;flex-direction:column}.category-heading h3{font-size:25px}}

/* Productivo: tabs reales para organizar productos por categoría */
.product-category-tabs {
  display: flex;
  gap: 10px;
  overflow-x: auto;
  margin: -10px 0 30px;
  padding-bottom: 8px;
  scrollbar-width: thin;
}
.product-category-tabs .product-tab {
  white-space: nowrap;
  border: 1px solid var(--line);
  background: #fff;
  color: var(--blue-900);
  border-radius: 999px;
  padding: 11px 16px;
  font-weight: 800;
  font-size: 14px;
  box-shadow: 0 10px 24px rgba(15,23,42,.04);
  transition: .18s ease;
}
.product-category-tabs .product-tab:hover,
.product-category-tabs .product-tab.active {
  background: var(--green-700);
  border-color: var(--green-700);
  color: #fff;
  transform: translateY(-1px);
}
.product-sections {
  display: grid;
  gap: 46px;
}
.category-block {
  margin-top: 0;
  scroll-margin-top: 120px;
}
.category-block.is-hidden {
  display: none;
}
.empty-category {
  padding: 26px;
  border: 1px dashed rgba(7,55,111,.20);
  border-radius: 24px;
  background: rgba(255,255,255,.64);
  color: var(--muted);
}
.empty-category strong {
  color: var(--blue-900);
  display: block;
  margin-bottom: 6px;
}
.product-card .product-image {
  width: 100%;
  aspect-ratio: 16 / 10;
  object-fit: cover;
  border-radius: 22px;
  margin-bottom: 18px;
  border: 1px solid var(--line);
  background: #eef7f3;
}
@media (max-width: 700px) {
  .product-category-tabs .product-tab {
    padding: 10px 13px;
    font-size: 13px;
  }
  .product-sections { gap: 34px; }
}

/* Ajustes de frontend productivo */
.product-card .product-image{object-fit:contain;background:#eef7f3;padding:12px;}
.campaign-panel img{object-fit:cover;padding:0;}
.category-block.is-hidden{display:none!important;}

.amort-consent{display:flex;align-items:center;gap:8px;margin-top:10px;font-size:13px;color:var(--muted,#667085)}.amort-consent input{width:auto}

/* Seccion de apps/servicios digitales (Fri + MiCoope En Linea), dos paneles grandes */
.apps-duo{display:grid;grid-template-columns:1fr 1fr;border-radius:var(--radius-xl);overflow:hidden;box-shadow:var(--shadow)}
.apps-panel{padding:54px 44px;display:flex;flex-direction:column;gap:16px;align-items:flex-start}
.apps-panel-fri{background:#dceefb}
.apps-panel-micoope{background:#eef1f5}
.apps-logo-img{height:42px;object-fit:contain}
.apps-logo-img-micoope{height:56px}
.apps-panel h3{color:var(--blue-900);font-size:clamp(1.7rem,2.6vw,2.3rem);line-height:1.08;letter-spacing:-.03em;font-weight:700;max-width:380px}
.apps-panel p{color:var(--muted);font-size:15px;max-width:380px}
.apps-buttons{display:flex;flex-direction:column;gap:12px;margin-top:8px}
.apps-store-btn{display:inline-flex;align-items:center;gap:12px;padding:10px 22px;border-radius:999px;background:#0b0b0c;color:white;font-weight:700;font-size:14px;transition:.2s}
.apps-store-btn:hover{transform:translateY(-2px)}
.apps-store-btn img{height:26px;width:auto;flex:0 0 auto}
@media(max-width:880px){.apps-duo{grid-template-columns:1fr}.footer-grid{grid-template-columns:1fr 1fr}}
@media(max-width:640px){.apps-panel{padding:36px 26px}.footer-grid{grid-template-columns:1fr}}

/* ── Iconos flotantes de redes sociales ── */
.social-float{position:fixed;top:50%;right:24px;transform:translateY(-50%);display:flex;flex-direction:column;align-items:flex-end;gap:10px;z-index:900;width:118px}
.social-float-btn{display:inline-flex;align-items:center;gap:0;padding:10px;border-radius:999px;color:#fff;font-size:13px;font-weight:600;overflow:hidden;width:42px;transition:width .35s ease,padding .35s ease,gap .35s ease;white-space:nowrap;box-shadow:0 2px 10px rgba(0,0,0,.18);text-decoration:none}
.social-float-btn svg{width:22px;height:22px;flex-shrink:0}
.social-float-btn span{max-width:0;overflow:hidden;transition:max-width .35s ease;display:block}
.social-float-btn:hover{width:118px;padding:10px 10px 10px 10px;gap:6px}
.social-float-btn:hover span{max-width:70px}
.social-float-btn.facebook{background:#1877f2}
.social-float-btn.instagram{background:radial-gradient(circle at 30% 107%,#fdf497 0%,#fdf497 5%,#fd5949 45%,#d6249f 60%,#285aeb 90%)}
.social-float-btn.tiktok{background:#010101}
.social-float-btn.youtube{background:#ff0000}

/* ── Sección de agencias con mapa ── */
.agencias-layout{display:grid;grid-template-columns:1fr 400px;gap:28px;align-items:start;min-height:480px}
.agencias-map{height:520px;border-radius:16px;overflow:hidden;box-shadow:var(--shadow)}
.agencias-map iframe{display:block}
.agencias-list{display:flex;flex-direction:column;gap:12px;max-height:520px;overflow-y:auto;padding-right:12px;scrollbar-gutter:stable}
.agencias-list::-webkit-scrollbar{width:4px}
.agencias-list::-webkit-scrollbar-thumb{background:var(--blue-900);border-radius:4px}
.location-card{padding:18px 20px;border-radius:12px;background:#fff;box-shadow:0 1px 6px rgba(0,0,0,.07);cursor:pointer;border:2px solid transparent;transition:border-color .2s,box-shadow .2s}
.location-card:hover{border-color:var(--green-700)}
.location-card.active{border-color:var(--blue-900);box-shadow:0 4px 16px rgba(7,55,111,.15)}
.location-card .branch-type{font-size:11px;font-weight:700;text-transform:uppercase;letter-spacing:.06em;color:var(--green-700);display:inline-block;background:rgba(0,140,90,.1);padding:3px 10px;border-radius:999px;margin-bottom:8px}
.location-card h3{font-size:15px;font-weight:700;color:var(--blue-900);margin:0 0 4px}
.location-card p{font-size:13px;color:var(--muted);margin:2px 0 0}
.location-card .branch-address{display:flex;align-items:center;gap:3px;color:var(--muted);font-size:13px}
.location-card .branch-phone{color:var(--blue-900);font-weight:600}
@media(max-width:900px){.agencias-layout{grid-template-columns:1fr}.agencias-map{height:340px}.agencias-list{max-height:none}}
.carousel-wrap{position:relative;overflow:hidden;border-radius:var(--radius-xl);box-shadow:var(--shadow);background:#000;aspect-ratio:16/9;min-height:320px;max-height:620px}
.carousel-track{display:flex;height:100%;transition:transform .55s cubic-bezier(.4,0,.2,1)}
.carousel-slide{flex:0 0 100%;position:relative;height:100%}
.carousel-slide img{width:100%;height:100%;object-fit:cover;display:block;opacity:.88}
.carousel-overlay{position:absolute;inset:0;background:linear-gradient(to top,rgba(7,28,60,.72) 0%,rgba(7,28,60,.18) 55%,transparent 100%);display:flex;align-items:flex-end;padding:40px 48px}
.carousel-text{color:#fff;max-width:640px}
.carousel-text h2{font-size:clamp(1.6rem,4vw,3rem);font-weight:700;line-height:1.1;letter-spacing:-.035em;margin-bottom:10px}
.carousel-text p{font-size:clamp(.9rem,1.6vw,1.1rem);color:rgba(255,255,255,.82);margin-bottom:18px}
.carousel-btn-prev,.carousel-btn-next{position:absolute;top:50%;transform:translateY(-50%);width:46px;height:46px;border-radius:50%;border:0;background:rgba(255,255,255,.18);backdrop-filter:blur(6px);color:#fff;font-size:20px;cursor:pointer;display:flex;align-items:center;justify-content:center;transition:.2s;z-index:2}
.carousel-btn-prev{left:16px}.carousel-btn-next{right:16px}
.carousel-btn-prev:hover,.carousel-btn-next:hover{background:rgba(255,255,255,.38)}
.carousel-dots{display:flex;justify-content:center;gap:8px;margin-top:14px}
.carousel-dot{width:8px;height:8px;border-radius:50%;background:var(--line);border:0;cursor:pointer;transition:.2s;padding:0}
.carousel-dot.active{background:var(--green-700);width:22px;border-radius:999px}
@media(max-width:640px){.carousel-overlay{padding:24px 20px}.carousel-wrap{aspect-ratio:4/3;min-height:240px;max-height:none}}
/* Carrusel Gobierno Corporativo */
.gov-carousel-wrap{position:relative;margin-top:32px;border-radius:16px;box-shadow:0 4px 24px rgba(7,28,60,.12);max-width:340px;overflow:hidden;background:#fff;border:1px solid var(--line)}
.gov-carousel-track{display:flex;transition:transform .45s cubic-bezier(.4,0,.2,1)}
.gov-carousel-slide{min-width:100%;position:relative;flex-shrink:0;display:flex;flex-direction:column}
.gov-carousel-slide img{width:100%;height:260px;object-fit:contain;display:block;background:#f1f5f9;padding:12px;box-sizing:border-box}
.gov-carousel-caption{padding:12px 16px 16px;display:flex;flex-direction:column;gap:3px;background:#fff}
.gov-carousel-caption strong{font-size:.9rem;font-weight:700;color:var(--navy);line-height:1.3}
.gov-carousel-caption span{font-size:.8rem;color:var(--muted);line-height:1.4}
.gov-car-btn{position:absolute;top:130px;transform:translateY(-50%);background:rgba(7,28,60,.18);backdrop-filter:blur(4px);border:0;color:#fff;font-size:22px;width:36px;height:36px;border-radius:50%;cursor:pointer;display:flex;align-items:center;justify-content:center;transition:.18s;z-index:2;line-height:1}
.gov-car-btn:hover{background:rgba(7,28,60,.45)}
.gov-car-prev{left:8px}.gov-car-next{right:8px}
.gov-car-dots{display:flex;justify-content:center;gap:6px;padding:10px 0 14px;background:#fff}
.gov-car-dot{width:7px;height:7px;border-radius:50%;background:var(--line);border:0;cursor:pointer;transition:.2s;padding:0}
.gov-car-dot.active{background:var(--navy);width:18px;border-radius:999px}
@media(max-width:640px){.gov-carousel-wrap{max-width:100%}.gov-car-btn{width:30px;height:30px;font-size:18px}}
/* Modal imagen Gobierno */
.gov-img-modal{position:fixed;inset:0;background:rgba(5,18,40,.92);z-index:3000;display:flex;align-items:center;justify-content:center;backdrop-filter:blur(8px);cursor:zoom-out}
.gov-img-modal[hidden]{display:none}
.gov-img-modal-body{display:flex;flex-direction:column;align-items:center;gap:14px;padding:24px;max-width:92vw;max-height:92vh}
.gov-img-modal-body img{max-width:88vw;max-height:80vh;object-fit:contain;border-radius:12px;box-shadow:0 12px 60px rgba(0,0,0,.6)}
.gov-img-modal-caption{color:rgba(255,255,255,.85);font-size:.95rem;text-align:center;margin:0}
.gov-img-modal-close{position:fixed;top:16px;right:18px;background:rgba(255,255,255,.15);border:0;color:#fff;font-size:18px;width:42px;height:42px;border-radius:50%;cursor:pointer;display:flex;align-items:center;justify-content:center;transition:.18s;z-index:3001}
.gov-img-modal-close:hover{background:rgba(255,255,255,.32)}
.gov-img-modal-nav{position:fixed;top:50%;transform:translateY(-50%);background:rgba(255,255,255,.15);border:0;color:#fff;font-size:36px;width:52px;height:52px;border-radius:50%;cursor:pointer;display:flex;align-items:center;justify-content:center;transition:.18s;z-index:3001;line-height:1}
.gov-img-modal-nav:hover{background:rgba(255,255,255,.32)}
.gov-img-modal-prev{left:16px}.gov-img-modal-next{right:16px}
.gov-img-modal-counter{color:rgba(255,255,255,.5);font-size:.8rem;text-align:center}
@media(max-width:640px){.gov-img-modal-nav{width:38px;height:38px;font-size:26px}.gov-img-modal-prev{left:6px}.gov-img-modal-next{right:6px}}
/* Barra de datos/estadisticas al final del Hero */
.hero-stats{grid-column:1/-1;padding-top:34px;border-top:1px solid var(--line);display:grid;grid-template-columns:repeat(4,1fr);gap:18px}
.hero-stat{display:flex;flex-direction:column;align-items:center;text-align:center;gap:10px}
a.hero-stat{border-radius:18px;padding:8px;margin:-8px;transition:.2s}
a.hero-stat:hover{background:rgba(0,140,90,.07)}
a.hero-stat:hover .hero-stat-icon{background:var(--green-700);color:#fff}
.video-embed{position:relative;width:100%;aspect-ratio:16/9;border-radius:26px;overflow:hidden;box-shadow:var(--shadow);margin-bottom:28px}
.video-embed iframe{position:absolute;inset:0;width:100%;height:100%;border:0}
.hero .video-embed{grid-column:1/-1;margin:12px 0 0}
.hero-stat-icon{width:48px;height:48px;display:grid;place-items:center;border-radius:15px;color:var(--green-700);background:rgba(0,140,90,.09)}
.hero-stat-icon svg{width:27px;height:27px}
.hero-stat-value{color:var(--blue-900);font-size:clamp(1.8rem,3.4vw,2.7rem);font-weight:800;letter-spacing:-.045em;line-height:1}
.hero-stat-label{color:var(--muted);font-size:14px;font-weight:600;line-height:1.25;max-width:150px}
.hero-benefits .benefit-list{margin:6px 0 0;padding:0;list-style:none;display:grid;gap:5px}
.hero-benefits .benefit-list li{position:relative;padding-left:16px;font-size:13px;color:var(--muted);line-height:1.35}
.hero-benefits .benefit-list li:before{content:"";position:absolute;left:0;top:7px;width:6px;height:6px;border-radius:50%;background:var(--green-700)}
.hero-benefits.benefits-2x2{grid-template-columns:repeat(2,1fr)}
@media(max-width:880px){.hero-benefits.benefits-2x2{grid-template-columns:1fr}}
/* Burbuja de WhatsApp: mismo tamaño y comportamiento que las demas redes flotantes */
.social-float-btn.whatsapp{background:#25d366}
@media(max-width:640px){.hero-stats{grid-template-columns:repeat(2,1fr);gap:28px 12px;padding-top:28px}}
/* Widget de tarjetas (Debito/Credito): pestanas + panel con checklist y foto */
.cards-widget{border-radius:var(--radius-xl);overflow:hidden;background:radial-gradient(circle at 85% 0%,rgba(0,140,90,.16),transparent 32%),linear-gradient(145deg,var(--blue-900),#0a2449);box-shadow:var(--shadow);color:#fff}
.cards-widget-tabs{display:flex;gap:4px;padding:20px 20px 0;flex-wrap:wrap}
.cards-widget-tab{padding:13px 22px;border-radius:14px 14px 0 0;border:0;background:rgba(255,255,255,.08);color:rgba(255,255,255,.65);font-weight:700;font-size:14px;cursor:pointer;transition:.2s}
.cards-widget-tab:hover{background:rgba(255,255,255,.16);color:#fff}
.cards-widget-tab.active{background:#fff;color:var(--blue-900)}
.cards-widget-panel{display:none;grid-template-columns:1.1fr .9fr;align-items:stretch}
.cards-widget-panel.active{display:grid}
.cards-widget-info{padding:40px}
.cards-widget-info h3{font-size:clamp(1.6rem,2.6vw,2.1rem);letter-spacing:-.03em;margin-bottom:10px}
.cards-widget-info>p{color:rgba(255,255,255,.75);font-size:14px;margin-bottom:22px;max-width:440px}
.cards-widget-benefits{list-style:none;display:grid;gap:11px;margin-bottom:28px}
.cards-widget-benefits li{display:flex;align-items:center;gap:10px;font-size:14px;color:rgba(255,255,255,.92)}
.cards-widget-benefits li:before{content:"✓";display:inline-flex;align-items:center;justify-content:center;width:20px;height:20px;border-radius:50%;background:var(--green-700);color:#fff;font-size:11px;font-weight:900;flex-shrink:0}
.cards-widget-photo{min-height:300px;overflow:hidden}
.cards-widget-photo img{width:100%;height:100%;object-fit:cover;display:block}
@media(max-width:880px){.cards-widget-panel{grid-template-columns:1fr}.cards-widget-photo{min-height:220px;order:-1}.cards-widget-info{padding:28px}}
.agentes-mun-tabs{display:flex;flex-wrap:wrap;gap:10px;margin:-4px 0 28px;}.agentes-mun-tab{white-space:nowrap;border:1px solid var(--line,#e2e8f0);background:#fff;color:var(--blue-900,#0f172a);border-radius:999px;padding:10px 20px;font-weight:700;font-size:14px;cursor:pointer;box-shadow:0 4px 14px rgba(15,23,42,.05);transition:.18s ease}.agentes-mun-tab:hover,.agentes-mun-tab.active{background:var(--green-700,var(--primary));border-color:var(--green-700,var(--primary));color:#fff;transform:translateY(-1px)}.agentes-grid{display:grid;grid-template-columns:repeat(auto-fill,minmax(240px,1fr));gap:24px}.agente-card{background:#fff;border:1px solid #e6eaf0;border-radius:26px;padding:24px;box-shadow:0 16px 44px rgba(15,23,42,.06);display:flex;flex-direction:column;gap:0;transition:box-shadow .2s,transform .2s}.agente-card.hidden{display:none!important}.agente-card:hover{box-shadow:0 20px 56px rgba(15,23,42,.10);transform:translateY(-2px)}.agente-img{width:100%;aspect-ratio:4/3;object-fit:cover;border-radius:16px;margin-bottom:16px;border:1px solid #e6eaf0;background:#eef7f3;display:block}.agente-img-placeholder{display:flex;align-items:center;justify-content:center;color:#94a3b8}.agente-card .type-badge{margin-bottom:8px}.agente-card h3{font-size:16px;font-weight:700;color:#0f172a;margin:0 0 6px;line-height:1.3}.agente-card p{font-size:13px;color:#64748b;margin:0 0 12px;line-height:1.5}.agente-phone{display:inline-flex;align-items:center;gap:6px;font-size:13px;font-weight:600;color:var(--primary);text-decoration:none;margin-top:auto}.agente-phone:hover{text-decoration:underline}@media(max-width:600px){.agentes-grid{grid-template-columns:repeat(2,1fr);gap:14px}.agente-card{padding:16px;border-radius:20px}.agente-img{border-radius:12px;margin-bottom:12px}}
/* ── Memoria de labores (PDF.js book viewer) ── */
.memoria-section{background:var(--bg)}
.memoria-viewer{margin-top:28px}
.memoria-tabs{display:flex;flex-wrap:wrap;gap:8px;margin-bottom:24px}
.memoria-tab-btn{padding:8px 22px;border-radius:20px;border:1.5px solid var(--border);background:var(--surface);color:var(--text-muted);font-size:14px;font-weight:600;cursor:pointer;transition:background .18s,color .18s,border-color .18s}
.memoria-tab-btn:hover,.memoria-tab-btn.active{background:var(--primary);color:#fff;border-color:var(--primary)}
.memoria-frame{display:none}
.memoria-frame.active{display:block}
.memoria-meta{margin-bottom:18px}
.memoria-meta h3{font-size:clamp(1.2rem,2vw,1.6rem);font-weight:700;margin:0 0 6px;color:var(--text)}
.memoria-desc{font-size:14px;color:var(--text-muted);margin:0}
.memoria-actions{display:flex;gap:12px;flex-wrap:wrap;margin-top:18px}
.memoria-no-pdf{display:flex;flex-direction:column;align-items:center;gap:14px;padding:48px 24px;background:var(--surface);border-radius:16px;border:1px solid var(--border);text-align:center;color:var(--text-muted)}
.memoria-no-pdf svg{opacity:.35}
/* book viewer */
.memoria-book-viewer{border-radius:16px;overflow:hidden;box-shadow:0 4px 32px rgba(0,0,0,.14)}
.book-loading{display:flex;flex-direction:column;align-items:center;gap:12px;padding:64px 24px;background:var(--surface);color:var(--text-muted);font-size:14px}
.book-spinner{width:34px;height:34px;border:3px solid var(--border);border-top-color:var(--primary);border-radius:50%;animation:bk-spin .75s linear infinite}
@keyframes bk-spin{to{transform:rotate(360deg)}}
.book-spread{display:none;flex-direction:row;align-items:flex-start;justify-content:center;background:#ccc5bb;padding:20px 20px 16px}
.book-spread.ready{display:flex}
.book-canvas{display:block;flex:1;min-width:0;height:auto;box-shadow:3px 0 18px rgba(0,0,0,.22)}
.book-canvas.page-left{border-radius:3px 0 0 3px}
.book-canvas.page-right{border-radius:0 3px 3px 0}
.book-canvas.hidden{display:none!important}
.book-gutter{width:10px;align-self:stretch;flex-shrink:0;background:linear-gradient(to right,rgba(0,0,0,.22) 0%,rgba(0,0,0,.04) 45%,rgba(0,0,0,.04) 55%,rgba(0,0,0,.22) 100%)}
.book-controls{display:none;align-items:center;justify-content:space-between;gap:12px;padding:12px 20px;background:var(--surface);border-top:1px solid var(--border)}
.book-controls.ready{display:flex}
.book-btn{display:inline-flex;align-items:center;gap:5px;padding:7px 16px;border:1.5px solid var(--border);border-radius:8px;background:transparent;color:var(--text);font-size:13px;font-weight:600;cursor:pointer;transition:.15s}
.book-btn:hover:not(:disabled){background:var(--primary);color:#fff;border-color:var(--primary)}
.book-btn:disabled{opacity:.32;cursor:not-allowed}
.book-page-info{font-size:13px;color:var(--text-muted);text-align:center;flex:1}
@media(max-width:680px){.book-spread{padding:10px 10px 8px}.book-canvas.page-left,.book-gutter{display:none!important}.book-canvas.page-right{border-radius:3px}.book-controls{gap:8px;padding:10px 12px}.book-btn{padding:6px 12px;font-size:12px}}

/* ── GobiernoImage: slide con enlace directo ── */
.gov-link-slide{display:block;text-decoration:none;color:inherit;position:relative}
.gov-link-badge{position:absolute;bottom:10px;right:10px;background:rgba(0,0,0,.6);color:#fff;font-size:12px;font-weight:600;padding:5px 12px;border-radius:20px;opacity:0;transition:opacity .2s;pointer-events:none}
.gov-link-slide:hover .gov-link-badge{opacity:1}
.gov-link-slide:hover img{filter:brightness(.92)}